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What Are FSA and HSA Accounts, and How Can They Benefit You?

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As the year winds down, many people rush to use their remaining Flexible Spending Account (FSA) or Health Savings Account (HSA) funds before they expire. These tax-advantaged accounts are designed to help you save money on healthcare expenses and can play a key role in maintaining your vision health.

At Coastal Vision, we prioritize offering the best possible care, and that includes helping you take advantage of your benefits before they expire at the end of December.

Understanding FSAs and HSAs for Vision Care

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) can be great ways to manage the costs of your vision care. Understanding how they work will help you make the most of your benefits for eye exams, eyewear, and more.

What Is an FSA?

A Flexible Spending Account (FSA) is an employer-sponsored account that allows you to set aside pre-tax dollars to cover eligible medical expenses. The catch? Most FSA funds must be used by the plan year's end, or you lose them.

What Is an HSA?

A Health Savings Account (HSA) is similar but is typically paired with high-deductible health plans (HDHPs). Unlike FSAs, HSA funds roll over year to year, allowing you to save for long-term healthcare needs.

Both accounts cover a variety of vision care expenses, including exams, eyewear, and even specialized lenses, making them excellent tools for proactive eye care.

Why Request an Eye Health Wellness Assessment?

At Coastal Vision, we offer the Eye Health Wellness Assessment to help you stay ahead of potential vision and health concerns. Using advanced retinal imaging technology, this exam looks for early signs of:

  • Glaucoma and macular degeneration
  • Diabetes and high blood pressure
  • Other systemic conditions that may first appear in your eyes

Maximize Your FSA/HSA Benefits Before the Year Ends

If you still have FSA funds, now is the time to use them before they expire. Even if you have an HSA, spending on vision care now ensures you’re maximizing the account’s value. Eligible expenses include:

  • Eye Health Wellness Assessments
  • Prescription glasses and contact lenses
  • Blue-light-blocking lenses and prescription sunglasses

Eyewear Tailored to Your Lifestyle

At Coastal Vision, our experienced opticians are here to help you find eyewear that fits your lifestyle, whether you need:

  • Stylish prescription glasses
  • Protective sports eyewear
  • Computer lenses for better focus during long work hours

With your FSA/HSA funds, you can invest in high-quality eyewear to enhance your daily life.

Request Your Next Appointment at Coastal Vision

Don’t let your FSA funds go to waste or miss the chance to make proactive choices for your health. Request your Eye Health Wellness Assessment at Coastal Vision. Our team is here to guide you in maximizing your benefits and prioritizing your vision health.

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